Transfer of Property Act (TPA)

Transfer of Property vs Inheritance: Act of Parties, Operation of Law and the Rule Against Transferring an Expectancy

Inheritance is the narrower of the two ideas with which a transfer is usually contrasted. Succession covers everything that happens to an estate on death; inheritance is what happens when the owner leaves no will and the law itself picks the takers. Nothing is executed, nothing is registered, and no one's consent is asked. The contrast with a transfer is therefore at its sharpest here, and it produces the single most heavily examined rule in this corner of the Act: section 6(a), which makes the expectancy of an heir a thing that cannot be sold at all.

Figure 1: A transfer is assembled step by step; an inheritance completes itself at the moment of death

1. What Inheritance Is

Inheritance is the devolution of the property of a person who dies intestate upon the heirs whom the law designates. Its features are the mirror image of a transfer.

  1. No act of any party. The owner performs nothing; the heirs accept nothing. Death alone sets the rule in motion.
  2. The takers are fixed by law. The Hindu Succession Act, 1956 for Hindus, Buddhists, Jains and Sikhs; the Indian Succession Act, 1925 for Christians, Parsis and others; the Muslim law of inheritance for Muslims.
  3. Vesting is immediate. The estate vests in the heirs at the moment of death, without any interval in which the property is ownerless.
  4. No instrument, no registration, no stamp. There is nothing to execute. A succession certificate or letters of administration may be required to collect debts or deal with the estate, but they evidence the right; they do not create it.
  5. Mutation is fiscal. An entry in the revenue record follows title for the purpose of collecting land revenue; it neither confers title nor proves it.

2. The Comparison

Point of distinction

Transfer

Inheritance

Operative cause

The transferor's own act of conveyance

The death of the owner, intestate

Governing law

Transfer of Property Act, 1882

Hindu Succession Act, 1956; Indian Succession Act, 1925; Muslim law

Choice of taker

The transferor selects the transferee

The law selects the heirs; the deceased has no say

Consent of the taker

Acceptance is required, expressly in the case of gift (s. 122)

Not required; an heir may renounce, but the vesting is automatic

Competence of the giver

Section 7 — majority, sound mind, title or authority

Irrelevant; a minor or a person of unsound mind can be inherited from

Consideration

May be present — sale, mortgage, lease, exchange

Never

Form

Writing, attestation and registration where the Act requires

None whatever

Time of operation

Inter vivos — during the owner's life

Only on and from death

Liability for debts

The transferee generally takes free, subject to sections 53 and 53A and to charges

The heir takes the estate subject to the deceased's debts, to the extent of the estate that comes to his hands

Doctrines applicable

Chapter II — ss. 41, 43, 48, 52, 53, 53A

Rules of representation, per stirpes and per capita distribution, disqualification and renunciation

3. Section 6(a): The Expectancy of an Heir Cannot Be Transferred

Section 6(a), TPA

'The chance of an heir-apparent succeeding to an estate, the chance of a relation obtaining a legacy on the death of a kinsman, or any other mere possibility of a like nature, cannot be transferred.'

The rule rests on a simple proposition: an heir apparent owns nothing during the lifetime of the propositus. He has no interest, vested or contingent, but only a hope which may be defeated in a dozen ways — the propositus may sell the property, give it away, make a will, or outlive him. A hope is not property, and what is not property cannot be conveyed.

  1. The transfer is void, not voidable. It cannot be ratified after the succession opens, and the transferee acquires nothing by it.
  2. Consideration makes no difference. A price paid for an expectancy buys nothing; the transferee is left to his remedy for the money, not to the property.
  3. Section 43 does not cure it. Feeding the grant by estoppel applies where the transferor made a fraudulent or erroneous representation that he was authorised to transfer. Where both parties knew that all that existed was an expectancy, there is no such representation and no estoppel.
  4. But a family arrangement may stand. Where an expectant heir takes consideration and the family acts on the arrangement, the courts have upheld the arrangement as a family settlement, or held the heir estopped from resiling once the succession opens — the reasoning in Gulam Abbas v. Haji Kayyum Ali, AIR 1973 SC 554. The transaction is sustained as a settlement of rights within the family, not as a transfer under the Act.
  5. Renunciation within the family is different again. Under Karpagathachi v. Nagarathinathachi, AIR 1965 SC 1752, co-widows holding a limited estate could by agreement adjust their rights between themselves; what is prohibited is the transfer of a bare chance to a stranger.

4. What an Heir Can and Cannot Do

Situation

Position in law

A son sells his prospective share during his father's lifetime

Void under section 6(a); nothing passes, and the sale cannot be validated later

The same son, having taken the price, resists the family arrangement after his father's death

He may be held estopped, or the arrangement upheld as a family settlement, on the Gulam Abbas reasoning

An heir transfers his share after the succession has opened

A perfectly good transfer — he is now an owner, and the Act applies in full

A reversioner under old Hindu law transfers his reversionary interest

A mere possibility; not transferable

A contingent interest under section 21

Transferable — it is a real interest in property, not a mere chance, and this is the distinction to draw

An heir renounces the inheritance

Permissible; renunciation is not a transfer, and the share devolves as if he had not survived

The distinction most often missed

A contingent interest under section 21 is property and is transferable under section 6. A spes successionis under section 6(a) is not property at all. The difference is that a contingent interest is created by an existing transfer or instrument and awaits an event; an expectancy rests on nothing but the hope of surviving the owner.

5. Why the Distinction Matters

  1. Validity of the transaction. A deed purporting to convey an expectancy is a nullity, and no amount of registration or stamp duty will save it.
  2. Title investigation. A purchaser must satisfy himself that the vendor is an owner and not an heir apparent; the safest course is to wait for the succession to open.
  3. Liability for the deceased's debts. The heir's liability is limited to the estate that comes to him; a transferee takes free of the transferor's personal debts, subject to section 53.
  4. Limitation and possession. Time runs against a transferee from the date of the transfer, and against an heir from the date of the death and the assertion of an adverse claim.

6. Related Topics and Provisions

  • Section 6, TPA — the eight exceptions to transferability, clause by clause
  • Transfer of Property vs Succession — the wider comparison, covering testamentary succession as well
  • Transfer by Act of Parties vs Transfer by Operation of Law — the principle underlying the exclusion of inheritance
  • Section 43, TPA — feeding the grant by estoppel, and why it does not save a section 6(a) transfer
  • Sections 19 and 21, TPA — vested and contingent interests, and the line between a contingency and a bare chance
  • Hindu Succession Act, 1956 — the statutory scheme of intestate devolution